Clearpoint receives funding from entities that support financial counseling, private and corporate foundations, state and federal governmental units, creditors and individuals. Although some of our services require a fee, the majority of our counseling and education services are free. Clearpoint does not deny service if you are unable to pay. In cases of financial hardship, fees may be reduced or eliminated.
|Credit and Debt Services|
|Budget and Credit Counseling||Free|
|Debt Management Program||Determined by state; $50 maximum*|
|Student Loan Counseling||$99|
|Pre-Purchase Counseling (in person or phone)||Free|
|Pre-Purchase Counseling (Internet)||$50**|
|Foreclosure Prevention Counseling||Free|
|Reverse Mortgage Counseling||$150|
|Pre-Filing Counseling||$50 per household***|
|Pre-Discharge Education||$50 per household|
|Long Term Coaching/Planning|
|Hispanic Center for Financial Excellence||Free|
|Homebuyer Workshop (6 hours)||$25 per person|
|Homebuyer Workshop (8 hours)||$75 per person****|
|Seminars and Workshops||Varies*****|
*There is also a one-time setup fee, which varies by state.
**We recommend also taking a six-hour educational course to supplement the counseling session. This course costs an additional $25.
***In a select few states, the fee is $20. Please contact us at 800.750.2227 to learn the fees in your state.
****This price includes a two-hour counseling session.
*****The price depends on location, size of audience and type of presentation requested.