Why a Debt-to-Income Ratio Should Be Based on Monthly Payments
We have been talking lately about debt-to-income ratios (DTIs) and how they serve as good indicators of overall financial health. We recently covered the…
Read this PostManaging Credit and Debt
We provide tips on how to use credit in a way that can improve not just your credit score but your financial health in general. We talk about different ways to get out of debt and go into the specifics of each program and strategy. Our videos, graphics, and commentary are filled with important information that you need to know, and we present it in a way that’s easy to understand.
What is a good debt-to-income ratio, anyway?
If you’ve spent any time on our website or talking with one of our counselors, you know how important a debt-to-income ratio can be.…
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How to Become Debt-Free in 5 Simple Steps
Becoming debt-free is an important goal and a significant financial milestone. To some, it might feel out of reach, and to others it might…
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How to Pay off Credit Card Debt in any Financial Situation
Paying off credit card debt is an important financial priority for anyone who has it. The interest rates can get out of control quickly,…
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Understanding Your Credit Score and How to Improve It
Credit scores are important for a variety of reasons. They affect what types of loans we can get, can influence our ability to get…
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How to Negotiate Medical Expenses before and after you Receive a Bill
Today, medical costs have spiraled out of control for the average consumer. On top of this, doctors continue to recommend unnecessary procedures and tests,…
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Medical Bills without a Due Date – When should You Pay?
Did you know that sometimes medical bills don’t have a due date? It seems hard to believe that such a basic but important piece…
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Debt and Marriage – How Paying it off Makes you Happier
If you are married, you may already know that debt and marriage sometimes have a rocky relationship. Money can be a sore spot in…
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