Debt Management Plan (DMP): A Safe Alternative to Debt Consolidation
You may be familiar with the dangers of a program called bill consolidation or debt consolidation. It’s a program that promises the convenience of…
Read this PostManaging Credit and Debt
We provide tips on how to use credit in a way that can improve not just your credit score but your financial health in general. We talk about different ways to get out of debt and go into the specifics of each program and strategy. Our videos, graphics, and commentary are filled with important information that you need to know, and we present it in a way that’s easy to understand.
The Debt Snowball Method – Staying Encouraged through Repayment
Many people don’t know how to pay off debt or think that repaying debt is too big of a goal. We know that debt…
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Bill Consolidation – Why it Doesn’t Improve Your Financial Situation
Are you drowning in monthly credit card debt payments and looking for a way to stop the harassing calls from creditors and debt collection…
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Credit Card Numbers – What Do They Mean? A Look at What’s Inside Your Credit Card
You probably use a credit card or debit card on a daily basis. Most of your purchases probably involve card readers, or maybe you…
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How to Pay off Debt when You’re in Over Your Head
My first credit card displayed my university’s logo, and fed my hunger for school spirit by informing me that it helped my school EVERY…
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Beware of Store Credit Cards and Promotional Credit Offers
How many times have you been offered the opportunity to apply for store credit cards or promotional credit offers? If you’re anything like me,…
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How to Check Your Credit Report for Free
Have you checked your credit report lately? Checking your credit report is an essential way to maintain and even improve your credit rating. After all,…
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Credit Card Reward Program Loss and Devaluation
After going unused for some time, I logged into one of my credit card accounts online to find that I had over $220 dollars…
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