What Should You Do If You Don’t Qualify for a Balance Transfer?
A credit card balance transfer, when you move debt from one or more cards to a different credit card, can help you save money…
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We provide tips on how to use credit in a way that can improve not just your credit score but your financial health in general. We talk about different ways to get out of debt and go into the specifics of each program and strategy. Our videos, graphics, and commentary are filled with important information that you need to know, and we present it in a way that’s easy to understand.
How Your Personal Finances and Credit Score Affect Your Security Clearance
Personal money mismanagement is the number one reason security clearances get revoked. And if security clearance is a requirement for your position, you need…
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Are Balance Transfers a Good Idea?
If you’re juggling multiple loan payments each month and it seems like the principal never shrinks, a balance transfer might sound like a good…
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Should I pay a medical bill in collections?
Our counselors regularly meet with clients who have bills for past medical services on their credit report, and a question we hear quite often…
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How Credit Reporting for Unpaid Medical Bills is Changing
It’s not always easy to financially plan for a major emergency, which is why so many people incur medical debt. And taking too long…
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How Does Settling a Debt in Collections Affect Your Credit?
The ghosts (or zombies) of your unpaid debts almost always come back to haunt you, usually in the form of annoying phone calls, incessant…
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How 4 People Paid Off a Collective $1 Million in Debt
Note: this post first appeared on NerdWallet. Clearpoint is a proud member of NerdWallet’s advisor network. Thirty-eight percent of American households carry credit card…
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How does credit repair work & which tactics should you avoid?
If you have poor credit, your ears likely perk up when you hear or see ads for credit repair companies. You may be enticed…
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