Why You Should Pay off Retail Credit Cards as Soon as Possible
Retail or department store credit cards are promoted as being convenient and a “must have” for shoppers at their favorite stores. The cards can…
Read this PostManaging Credit and Debt
We provide tips on how to use credit in a way that can improve not just your credit score but your financial health in general. We talk about different ways to get out of debt and go into the specifics of each program and strategy. Our videos, graphics, and commentary are filled with important information that you need to know, and we present it in a way that’s easy to understand.
How Much Does Credit Counseling Cost? (Hint: It’s Free)
Today, we want to clear up some confusion surrounding credit counseling and its fee structure. In other words, we want to clear the air…
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Who Needs Credit Counseling?
Credit counseling can be a mysterious subject. It sometimes gets lost in the world of banking services, self-help financial apps, and other products and…
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Top 26 ‘Life After Debt’ Stories from Personal Finance Bloggers
As part of our campaign and contest, Life After Debt, we searched high and low for the best debt repayment stories out there. We…
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How Four Clients Paid off Almost $250,000 in Credit Card Debt
At Clearpoint, we are always celebrating “Life After Debt,” and today we want to take a quick look at four very successful clients who…
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Why a Debt-to-Income Ratio Should Be Based on Monthly Payments
We have been talking lately about debt-to-income ratios (DTIs) and how they serve as good indicators of overall financial health. We recently covered the…
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What is a good debt-to-income ratio, anyway?
If you’ve spent any time on our website or talking with one of our counselors, you know how important a debt-to-income ratio can be.…
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How to Become Debt-Free in 5 Simple Steps
Becoming debt-free is an important goal and a significant financial milestone. To some, it might feel out of reach, and to others it might…
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