Clearpoint Credit Counseling Reviews

At Clearpoint, we want to help consumers dig themselves out of debt in a responsible way while learning the important budgeting skills they will need to continue improving their financial situations. Luckily, we have been very successful in helping consumers with these goals. Read the reviews clients have sent us via email and surveys. And, be sure to watch our testimonials to hear some powerful stories from the people we’ve helped.

Clearpoint Reviews

I am a single mom of two boys and I found myself in a position with lots of debts (mainly credit cards) and I was living on a fixed income. Once I knew that I could no longer keep up with my minimum payments on my credit cards I turned to Clearpoint Credit Counseling Solutions. There, they worked with my creditors to reduce my payments, and I had to learn to budget my money. I had to live based on my financial means. It took what seemed forever to reach my goal, but I kept paying off one creditor at a time, and could see a goal in sight. By the end of my program I had my car paid for, and all of my creditors. I actually improved my credit score in doing so.

The first time I used Clearpoint was in 1998, when I was in the process of a difficult divorce that left me unemployed and with significant debt. I was able to find a good job, and immediately set up a plan with Clearpoint to erase the debt as quickly as possible to try and get myself to a place of greater financial stability.

This time around, the debt I accumulated was due to my own haste to establish my new (independent) home and lifestyle. I admit I did get ahead of myself and made some hasty choices. I went back to Clearpoint and asked for help. I already had confidence that I could trust them to work with me in a confidential and proactive manner, and that their advice would be the best option for me to preserve and rebuild my creditworthiness in the best way possible.

As of November 30, 2013, I am DEBT FREE. I was making minimum payments but owed too much to pay what each company wanted, let alone more. I had tried to call each company to set up a plan, but I was never able to get all of my creditors on board or lower my interest rates. After setting a reasonable monthly budget with Clearpoint, they negotiated terms with my creditors. I made my 1st payment in December 2009 and now in November 2013, my dream of freedom has come true. It seemed like a long road at times but the reward is exhilarating! Now… on to bigger and better things and a fat savings account!

I spent a few years moving up through the ranks for a large company, and a bit of keeping up with the Jones’ kicked in. I never adjusted my standard of living, but continued living beyond my means as I had been accustomed. But this was about the time of the economy hitting into recession, and suddenly there were no bonuses, and no raises, for a period of years. I continued to mount the debt, with no real plan to address it.

The folks at Clearpoint took a look at my situation, all of the debt against my income, and came up with a plan that would help me eventually eliminate it – but it would take years. But we kept our house. We worked the plan together. And after just a few months, the balances on those cards was actually getting smaller, instead of bigger each month!

Compliments Received by our Counselors

I wanted to let you both know that I had my HomeSafe closing this past Friday. I want to thank you both so very much for your continued support during this process. I know that this would not have been possible without your kindness, consideration and excellent support.

I would like to extend my thanks to you personally and your predecessors I have had the pleasure of working with – and of course your organization which has allowed me to get my life back. It has been a long course – 5 years – but I am so glad I was able to pay off that which I had borrowed.

You did an awesome job with the paperwork; it went straight to the underwriter. I appreciate all you have done to help me. One of the requirements I have to do is get financial counseling which I plan to do so I don’t end up in this situation again. Again I really do appreciate all you did.

Thank you for your guidance and support. We have all our documentation accepted by Wells Fargo now. We are so grateful that we found that phone number in an AARP newspaper that day.

You have no clue how greatly I appreciate all the hard work you have done for me. I will not let this blessing pass in vain. I know you hear this all the time, however the words “thank you” are an insult to the time, effort and expertise you bring to the table.

Your thoughtfulness means so much more than words could ever say. Thank you from my heart for your excellent service.

Thank you so very much! I can’t tell you how happy I am and how much weight has been lifted off our shoulders. I can’t thank you enough for all your help.

I cannot begin to thank you and Clearpoint enough for helping us through this difficult time.

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