Our Post-Purchase Counseling is designed for homeowners who have recently purchased a home. An NFCC-certified housing counselor will work with them to develop a household budget which includes saving for critical housing-related expenses such as maintenance and home improvements. The goal is to set up homeowners in stable financial positions to enable them to avoid future late payments and/or foreclosure.
The discussion will include what to do if they think they will be late with a mortgage payment, understanding various loan features such as interest only loans, adjustable rate mortgages, and balloon payments.
A Department of Housing and Urban Development (HUD)-approved housing counseling agency, Clearpoint Credit Counseling Solutions offers this service at no charge.
Call 800.750.2227 (CCCS) to arrange a free Post-Purchase Counseling session.
Work with a housing counselor to prepare a long-term plan.