What’s The Point of Pre-Filing Bankruptcy Credit Counseling?

Clients often ask why their bankruptcy attorney or the court has referred them to Clearpoint Credit Counseling Solutions for a required pre-filing bankruptcy counseling session. The simple explanation is that it’s beneficial to them. Clients obtain their first certificate needed by the courts to process filing the bankruptcy petition by completing a bankruptcy pre-filing credit counseling session.

During this session handled over the Web, in a workshop, by phone, or in person, a bankruptcy financial specialist will help consumers weigh their options by going over the advantages and disadvantages of various approaches to reducing debt, including possible long- and short-term consequences of each.

The goal of our pre-filing sessions is to provide our clients with the knowledge to make an informed decision.