13 “Necessities” That Aren’t Necessarily Worth Your Money
As young millennials like me move into an “adult” lifestyle, it’s easy to get carried away and forget what being an adult really means.…
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Want to save more money and stretch your paycheck each month? Read our tips on how to budget more effectively. We cover topics like saving for retirement and other milestones, preparing for and recovering from financial crises, making more money, saving money through couponing and other strategies, and much more.
The Best Ways to Automate Saving
We all know we need to save, but sometimes it’s hard to do. It’s easy to talk yourself out of saving for the future…
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The 20 Best Valentine’s Day Gifts When You’re On a Budget
More than half of all Americans celebrate Valentine’s Day with their loved ones each year, and of those millions of people, the average person…
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Three Clearpoint Counselors Recognized by NerdWallet
If you ask our counselors what they enjoy most about their jobs, many of them will say “the clients.” That’s because our counselors are…
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Does spending money really make us happier?
Psychology models suggest that all people are wired to seek pleasure. When it comes to finances, people experience pain and pleasure in two ways,…
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Is Buying in Bulk Worth it? Four Problems to Consider
After debt payments and housing costs, groceries and household items are some of the biggest expenses our clients face. Buying in bulk is one…
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Our Favorite Budget-Friendly Holiday Dinner Dishes
By buying pricey seasonal or specialty items, holiday dinners quickly become unreasonably expensive, putting you over budget and at financial risk. This is no…
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How much should you spend during the holiday season?
A Gallup poll from November 2015 indicates that, on average, American adults who expect to spend at least some money are planning to spend…
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