Sometimes the hardest thing to do is to ask for help when you really need it. If you’re anything like me, you’d much rather just deal with something yourself- -even if you have a really hard time–than to ask for assistance from anyone. Or sometimes it’s easier to put something off rather than dealing with it at the time it needs attention: Oh, I can drive another thousand miles before getting the oil changed, right? I’ll just take care of that next month. Handling car maintenance now prevents more expensive problems later.
Some things need to be addressed as soon as possible, though, even if it is really difficult to think about. For example, if you are having trouble with your credit cards and your debts are getting harder and harder to manage, it’s probably time to take a step back, take a deep breath, really assess your situation, and if you need help, find it. If that little voice in the back of your mind is telling you that there’s a problem, it’s definitely best to start working toward resolving it now before it becomes a bigger issue. Since you’re looking at our site now, you have already taken a huge first step, and I congratulate you for that! The first step can sometimes be the hardest.
The only way to stop collection calls is to address why the collectors are calling in the first place. If you need help with your credit cards, we can assist you in reviewing your budget and finding the best possible options for moving forward in your unique situation.
If you ignore and put off that oil change, you’ll likely have bigger, more expensive problems to deal with down the road because your engine won’t run properly. Similarly, if you put off seeking help paying credit cards or other bills, your balances and payments may continue to grow, and if you are already facing collections activity, they could continue to escalate and lead to legal issues. Don’t let your financial engine seize up–now is the time to start your trip toward financial freedom!