Your dentist would tell you that the time to start brushing your teeth is before your teeth start falling out. A consumer credit counselor will tell you budgeting is no different.
Regularly tending to your budget will make the practice a healthy part of your daily life. In the long run, you’ll be more financially secure with less mental stress over money matters. Your goal is to budget and make savings a priority. How you go about accomplishing that should be unique to your strengths and personal style. There are thousands of budget experts offering their own recommendations of how to succeed. Consider their advice, but successful budgets always allow for a small amount of flexibility on the road to reaching goals.
How are things going for you when it comes to managing your money? Are you breaking even or coming up short at the end of every month? Do you think about your budget and where things stand? Just because you have money when you need it doesn’t mean that you should not pay attention to your budget. Many people avoid budgeting because they mistakenly think it’s too painful. Maybe so, but the pain of budgeting is nothing compared to the pain caused by not budgeting.
In about an hour, for no cost, a Clearpoint credit counselor can walk you through the process of developing a budget which will include room for building your savings. Call 800.750.2227 (CCCS) for a face-to-face or telephone appointment.