Money Saving Tips for Halloween Costumes, Decorations and Candy
People of all ages enjoy Halloween. It’s a fun time to dress up, eat candy, and have some good “spooks.” The real scary thing…
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Thomas Bright is a longstanding Clearpoint blogger and student loan repayment aficionado who hopes that his writing can simplify complex subjects. When he’s not writing, you’ll find him hiking, running or reading philosophy. You can follow him on Twitter.
How do credit counseling and debt management affect your credit score?
As part of our ongoing series to better explain the relationship between credit counseling, credit reports and credit scores, we want to look specifically…
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The Credit Counseling Process: Reviewing Your Credit Report
One of the central components of the credit counseling process is the credit report review. This serves a variety of purposes, and can help…
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Understanding Hard vs. Soft Credit Checks
A savvy consumer should always think twice before authorizing any company to pull their credit report. But in today’s world, credit checks (also commonly…
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4 Things to Do Before Your Next Doctor’s Visit
Have a doctor’s appointment coming up? Or, do you want to ensure that next time an emergency medical situation arises, you won’t hemorrhage money?…
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The Best Tools for Comparing Prescription Drug Prices
Guess what—you are paying more than you need to for your prescription drugs and even the over-the-counter medicine you take. Did you know that…
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Why You Should Never Pay Medical Bills with a Credit Card
As we’ve discussed on several occasions in the past, medical debt is rough! There’s nothing worse than dealing with an injury, emergency, or even…
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5 Ways to Get a Free Credit Score
Ah, the credit score—an incredibly powerful three digit number that’s surprisingly hard to obtain. Luckily, the days of having to pay for your credit…
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