Christmas on a Budget (A Last-Minute Guide)
Christmas is just around the corner, but chances are that you still have quite a bit of planning to do. The problem is that…
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Thomas Bright is a longstanding Clearpoint blogger and student loan repayment aficionado who hopes that his writing can simplify complex subjects. When he’s not writing, you’ll find him hiking, running or reading philosophy. You can follow him on Twitter.
How to Find the Best Small Business Saturday Deals
If you want to avoid the Black Friday rush, here are some tips to save on Small Business Saturday while supporting your local community.
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Financial Resources for Veterans in Debt
As Veteran’s Day approaches, it is important to reflect on the service and sacrifice performed by our armed forces who work to maintain our…
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Using a Credit Card Hardship Program
Consumers who are struggling with monthly credit card payments might be surprised to learn of a helpful program that is rarely discussed. These consumers…
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Zombie Debt: How to Deal with Collectors of Old Debts
Your debt can come back to life when collection agencies break the rules. And if you aren’t careful, their tricks will lead you to financially dangerous consequences.
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Putting Student Loans on Credit Cards (and Filing for Bankruptcy)
Putting your student loans on credit cards is a dangerous move. And if you attempt to then discharge these credit cards via bankruptcy, you could end up in big trouble—including jail.
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Secured Debt Consolidation – Risking Your Assets as Collateral
Debt consolidation is a form of debt relief that combines multiple debts into one account. Or, in other words, it uses one loan to…
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How to Pay off Private Student Loans from Sallie Mae, Navient, and other Lenders
Student loans are tough, and they present borrowers with heavy debt burdens after college. But while there are a growing number of options available…
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