What Should You Do If You Don’t Qualify for a Balance Transfer?
A credit card balance transfer, when you move debt from one or more cards to a different credit card, can help you save money…
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Louis DeNicola is a personal finance writer with a passion for sharing advice on credit and how to save money. In addition to being a contributing writer at Clearpoint, you can find his work on Credit Karma, MSN Money, Cheapism, Business Insider, and Daily Finance.
Are Balance Transfers a Good Idea?
If you’re juggling multiple loan payments each month and it seems like the principal never shrinks, a balance transfer might sound like a good…
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How does credit repair work & which tactics should you avoid?
If you have poor credit, your ears likely perk up when you hear or see ads for credit repair companies. You may be enticed…
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How much should you spend during the holiday season?
A Gallup poll from November 2015 indicates that, on average, American adults who expect to spend at least some money are planning to spend…
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