Credit Card Use in College After the CARD Act
If you were in college before 2010, you might have come across a now-cliché scene. A bank or credit union offering free t-shirts, Frisbees,…
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Louis DeNicola is a personal finance writer with a passion for sharing advice on credit and how to save money. In addition to being a contributing writer at Clearpoint, you can find his work on Credit Karma, MSN Money, Cheapism, Business Insider, and Daily Finance.
Are You a Transactor or a Revolver?
Do you pay your credit card bill in full each month or do you carry a balance? In other words, are you a transactor…
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What Happens to Your Debt After a Divorce?
When your marriage comes to an end, finances might not be your first concern, but questions are sure to arise. Income and savings are…
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Should You Pay Child Support with a Credit Card?
Separation can be tough, not only because of its emotional toll but also because there can be financial obligations. If kids are involved, you…
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Responsible for the Debt of a Deceased Spouse or Loved One?
Coping with the death of a loved one is difficult enough without the added stress of dealing with financial matters. Whether you’re a spouse,…
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What Should You Do If You’re Denied for a Personal Loan?
Did you recently try to take out a personal loan only to be disappointed to find out your application was denied? Rejection can sting,…
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When Does it Make Sense to Get a Personal Loan?
Whether you need money to pay for an emergency, want to consolidate debts, are planning a wedding, or financing your business, a personal loan…
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How to Improve Your Credit Score While You’re in Debt
Your credit score doesn’t depend on how much money you make or your checking account’s balance, but it can be difficult to improve your…
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