Take a minute to check your financial fitness with the financial health quiz below. You won’t be graded, but you can use the results to help gauge what you should do next.
Want more detail? Calculate the risk with our debt-to-income ratio calculator to see how financially vulnerable you may be.
If you’ve answered “Yes” to three or more of these questions, you’re at risk of increasing financial distress. The sooner you get the situation under control, the easier it will be to dig out of debt and stabilize your finances.
If you gave four or more “yes” answers on the financial health quiz, you’re at risk of slipping into the financial danger zone. Try increasing your income or developing a household budget to carry you through.
ClearPoint also offers a budget calculator which can guide you as well.
Make and appointment for a free credit counseling session with a ClearPoint credit counselor who can help you make a plan to get out of debt.
Or, call 800.750.2227 (CCCS).
Our program can offer lower interest and waived fees while helping you become debt-free.Learn More