What’s The Point of Pre-Filing Bankruptcy Credit Counseling?

Clients often ask why their bankruptcy attorney or the court has referred them to Clearpoint Credit Counseling Solutions for a required pre-filing bankruptcy counseling session. The simple explanation is that it’s beneficial to them. Clients obtain their first certificate needed by the courts to process filing the bankruptcy petition by completing a bankruptcy pre-filing credit counseling session.

During this session handled over the Web, in a workshop, by phone, or in person, a bankruptcy financial specialist will help consumers weigh their options by going over the advantages and disadvantages of various approaches to reducing debt, including possible long- and short-term consequences of each.

The goal of our pre-filing sessions is to provide our clients with the knowledge to make an informed decision.

Clearpoint has been helping consumers with their personal finance goals and debt repayment strategies since 1964. Today, we work with consumers all over the country through counseling that is administered online, in person or over the phone. Learn about our services today!

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