ClearPoint’s user-friendly online counseling session allows you to earn your Bankruptcy Pre-Filing Counseling certificate from the comfort of your own home, at your own pace, and in your own timeframe.
As you move through the material, you’ll enter information about yourself and your income and expenses.
Expect to take about one hour to work through the material, but you may start and stop as needed along the way.
Once you’ve read through the information and input your personal data, a credit counselor will review with you the data entered via a live chat session and provide financial advice, and resources specific to your situation. Your Bankruptcy Pre-Filing Counseling certificate will be available immediately upon completion of your session.
To get your Bankruptcy Pre-Filing Counseling certificate you must first read the terms and conditions, and then select the link that follows.
I have read and agree to the terms and conditions of the counseling disclosure.
You will now be routed to our CredAbility.org domain to register/log-in and process your counseling and education service.
The fee for the Bankruptcy Pre-Filing certificate is $20 or $50 per household, depending on your state of residence. (In certain cases, the fee for the Bankruptcy Pre-Filing certificate may be waived, depending on your gross annual household income).
ClearPoint is approved to issue certificates in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of an Agency’s services.